CA Manav Narang's 30% Expense Hack: Saving Big Without Lifestyle Sacrifices

If you think that saving money requires the extreme sacrifices or giving up on the things you love, CA Manav Narang is here to change your whole mind.

In a recent post, he has revealed how his monthly expenses had dropped by nearly 30% with just only few conscious changes. The best part? These changes didn't feel like restrictions, but they actually made his lifestyle much healthier, more mindful, and surprisingly very fulfilling.

Here's a brief breakdown of what he did and how you can try the same:

1. Cutting Down on Food Delivery-

We all know that how much convenient Swiggy and Zomato actually are, but they come at a certain price. Manav stopped relying on food delivery and has started eating more home-cooked meals.

The result? Better health and more major savings.

"Not only did I save money, but I also ate much better food!"

2. Buying Groceries Offline-

Instead of ordering the groceries online, where the hidden charges and inflated prices sneak in, Manav has started visiting the local stores.

This saved him some money and also got him moving more.

"No more paying extra for the delivery or getting highly tempted by the unnecessary items in the cart."

3. No Impulse Shopping During Online Sales-

Flash sales and discounts are often thirst traps. Manav has consciously paused all online shopping, especially for the clothes.

Surprisingly, he had found plenty of unused or underused outfits in his own wardrobe.

"It just felt like discovering an all-new wardrobe at home!"

4. Switched to Cash-Only Spending-

This was the greatest mindset shift. Manav had stopped using UPI and credit cards for the daily spending. Instead, he used his cash only, which made him much more aware of every rupee he spent.

"When you physically hand over the money, you feel it like leaving. Unlike tapping your own phone, which feels much invisible."

He strongly suggests this cash-only challenge to everyone:

"Try going cash-only for just only one month. No UPI. No cards. Just note how much you spend and save."

Manav's story highly proves that the financial mindfulness doesn't have to be very extreme. Sometimes, going back to the basics, like cash spending, home-cooked meals, and fewer distractions from sales, can greatly transform not just your own wallet, but your relationship with the money.

So if you're constantly struggling to save despite earning well, try Manav's method. It might be the best reset you didn't know that you needed.

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A post shared by Manav Narang (@learnwithcamanav)

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