Latest finance updates

Finance influencer Udayan Adhye highlights an important estate planning lesson: a registered will is not always a foolproof will. Beyond signatures and registration, factors such as witness credibility, medical proof of mental capacity, and clear documentation can play a crucial role if a will is challenged. He emphasizes that proper legal guidance and careful planning can help protect family wealth, reduce disputes, and ensure your final wishes are respected.

As digital payments and online banking become an essential part of daily life, scammers are finding new ways to target unsuspecting users. Finance influencer Monica Malik highlights five common frauds that every Indian should be aware of, including UPI collect request scams, SIM swap frauds, phishing attacks, impersonation scams and remote access app traps. Understanding these tactics can help individuals protect their money, personal information and financial security from cybercriminals.

Gold may be entering a crucial phase as central banks, particularly China, continue accumulating physical gold despite recent price corrections. Growing concerns around currency stability, global trade policies, and inflation management are pushing investors to closely watch the precious metal. Finance experts, including CA Sarthak Ahuja, often highlight the importance of understanding macroeconomic trends. The current developments suggest gold could remain a key asset for long-term wealth preservation and diversification.

Could your family have forgotten money lying in old bank accounts, mutual funds or shares? Finance influencer Neha Nagar highlights three easy ways to check for unclaimed wealth online. Using portals such as MITRA, IEPF and UDGAM, individuals can search for inactive investments, forgotten dividends and dormant bank deposits linked to their name or family members. A quick search today could help uncover financial assets that have gone unnoticed for years.

Finance creator Neha Nagar explains how a Home Loan Overdraft (OD) account can help borrowers reduce their interest burden while keeping their money accessible. Unlike regular home loan prepayments, funds parked in an OD account lower the amount on which interest is calculated and can still be withdrawn when needed. This strategy can lead to faster principal repayment and potentially save borrowers lakhs of rupees over the loan tenure.

Finance influencer Anushka Rathod has advised salaried employees to verify their AIS details before filing Income Tax Returns (ITR).

Earning a monthly income from the stock market sounds appealing, but finance influencer Pranjal Kamra explains it requires patience and the right strategy. From dividend-paying stocks to disciplined trading, consistent income is built over time, not overnight. The key lies in managing expectations, maintaining a steady approach, and focusing on long-term growth while creating multiple income streams within the market.

Many salaried professionals are surprised when their in-hand salary doesn't match the CTC mentioned in their offer letter. Finance influencer Sakchi Jain simplifies this common confusion by breaking down how salary structures actually work. From hidden components to deductions, understanding the gap between CTC and take-home pay is crucial for smarter financial decisions, better budgeting, and avoiding costly mistakes early in your career.

Neha Nagar shares a simple SIP investment strategy that focuses on long-term wealth creation.

Finance influencer Anushka Rathod highlights two essential government-backed schemes that salaried employees can use to build long-term retirement wealth while saving tax. Focusing on EPF and NPS, she explains how these options offer a mix of stability, growth, and tax benefits. With simple steps to get started, her guide encourages early and consistent investing, helping individuals secure a financially stable future while maximising tax savings this season.

With EPFO's digital system, withdrawing your PF is now quick and hassle-free. The entire process can be completed online through the member portal or UMANG app using your UAN details. By selecting the right claim form and completing Aadhaar OTP verification, users can submit requests easily. Ensuring KYC details are updated helps avoid delays, with most claims being processed and credited within 7 to 20 days.

New RBI update makes credit score faster. Know how it affects loans, interest rates, and your CIBIL score.

Finance influencer CA Sarthak Ahuja explains two powerful steps businesses should take when clients delay payments without resorting to legal notices. He highlights using the GST portal's Communication Between Tax-payers feature to officially record non-payment and emailing clients with MSME registration details to remind them of the mandatory interest on overdue invoices. These measures create formal pressure, strengthen evidence, and help push clients toward clearing pending dues.

The DGCA has introduced major passenger-friendly reforms effective March 26, 2026, aimed at protecting travellers' money and simplifying flight bookings. The new rules include a 48hour free cancellation window, free name correction within 24 hours, and strict refund deadlines ensuring faster payouts. With clearer policies, zero penalty for early changes, and guaranteed tax refunds, these updates make air travel more transparent, flexible, and financially secure for flyers.

CA Sakchi Jain explains why loan insurance is not mandatory for borrowers

Anushka Rathod highlights big PAN rule changes before the April 1 deadline

Sakchi Jain exposes how fake challan links steal your money

Sarthak Ahuja explains why bank auctions are a hidden gem for budget homebuyers

Neha Nagar shares the top 10 budget 2026 highlights every Indian should know

Monica Malik warns users about the new 'jumped deposit scam' targeting UPI payments