Finances

Finance influencer CA Sarthak Ahuja highlighted several RBI rules that many banking customers may not be aware of. These include compensation for delayed reversal of failed UPI or ATM transactions, protection against fraud, limits on minimum balance penalties, timely return of property documents after loan closure and safeguards against unwanted financial products. Understanding these regulations can help customers protect their money, avoid unnecessary charges and exercise their banking rights

Smriti Irani has opened up about the financial struggles that shaped her life, revealing how growing up in poverty fueled her determination to succeed. Recalling her parents' hard work and the challenges she faced before finding success, the actress-politician shared the promise that motivated her journey. Her inspiring reflections highlight resilience, gratitude and the belief that difficult beginnings can become the foundation for extraordinary achievements

Finance influencer Ankur Warikoo shares a refreshing approach to handling money as a couple. From monthly money dates and celebrating savings milestones to working toward shared goals, these simple habits can make financial planning less stressful and more enjoyable. The idea is to turn budgeting, saving, and spending into a collaborative experience that strengthens relationships while helping couples build better financial habits and long-term wealth together

A new cyber fraud is targeting smartphone users through fake wedding invitations sent via WhatsApp and other messaging platforms. According to finance influencer CA Sakchi Jain, downloading suspicious APK files disguised as wedding invites can give scammers access to sensitive information, including banking details and passwords. Understanding the warning signs and taking simple precautions can help protect your money, personal data, and digital identity from increasingly sophisticated online scams

Finance influencer Neha Nagar shares a powerful lesson from her interactions with some of India's billionaires: wealthy people spend differently. Instead of chasing status symbols, they invest in things that improve their health, knowledge, productivity, and perspective. From nutritious food and fitness to travel and premium tools, their spending habits are focused on long-term growth. The key takeaway is simple: build a richer life, not just the appearance of wealth

Finance influencer Udayan Adhye believes your first ₹25 lakh portfolio milestone can fundamentally change your relationship with money. As wealth grows, market fluctuations begin to feel more significant, making risk management and asset allocation increasingly important. Udayan explains why investors should focus not only on wealth creation but also on wealth preservation. A balanced mix of equity, bonds, and gold can help navigate volatility while staying invested for the long term

Finance influencer CA Sarthak Ahuja has shared a smart tax-saving strategy for people looking to upgrade old gold jewellery. Instead of exchanging old jewellery for new pieces, he suggests remodelling the existing gold into a new design. Since there is no transfer of ownership involved, the transaction may avoid capital gains tax implications. Proper documentation, including remodelling charges and original gold details, is key to supporting the arrangement

The newly launched Aadhaar app is packed with useful features that make managing your Aadhaar easier, safer, and more convenient. From updating your mobile number and address online to tracking Aadhaar usage and locking biometrics, the app puts greater control in users' hands. Finance influencer Neha Nagar highlights how these updates can save time, improve security, and simplify everyday tasks for millions of Aadhaar holders across India

Ahead of Independence Day, finance influencer Sakchi Jain has warned people about a viral message claiming the government is distributing ₹5,000 to citizens. The message, widely shared on WhatsApp and social media, is a scam designed to steal personal and banking information. Sakchi urges users to avoid clicking suspicious links, sharing sensitive details or forwarding unverified messages. Staying alert and verifying information through official sources is the best protection.

Can anyone become wealthy from scratch? Finance influencer CA Sarthak Ahuja highlights six common traits found among self-made millionaires based on multiple studies. From resilience developed through sports and strong sales skills to risk-taking ability and personal accountability, these qualities often play a bigger role than academic success. The insights challenge traditional beliefs about wealth creation and offer valuable lessons for aspiring entrepreneurs and professionals alike today.

August 2026 brings several important financial changes that could affect how Indians make digital payments, complete KYC formalities, manage loans and file taxes. From new UPI privacy features and the launch of CKYC 2.0 to the RBI's policy decision and the ITR filing deadline, these updates are worth tracking. Finance influencer CA Sakchi Jain highlights why staying informed can help consumers make smarter financial decisions.

A proposed GST rule could significantly lower the effective cost of purchasing cars for business use in India. Finance influencer Udayan Adhye explains that companies may be allowed to claim Input Tax Credit (ITC) on GST paid for eligible vehicle purchases. While the proposal has not yet been approved, it has sparked interest among business owners. If implemented, it could reshape how companies approach major vehicle investments and tax planning.

Parul Gulati has revealed how she transformed Nish Hair from a small startup launched with just Rs 5,000 into a business worth nearly Rs 50 crore. The actor-turned-entrepreneur credited consistent content creation, founder-led marketing and solving a real customer problem for the brand's success. From selling hair extensions herself to becoming the face of Nish Hair, Parul's journey highlights the power of execution, social media and perseverance.

Muskaan Mittal and Aashish Gupta left their high-paying tech careers in 2024 to pursue content creation full-time. The couple, who once earned a combined ₹35 lakh annually, revealed that their creator business generated ₹45.3 lakh in 2024 and crossed ₹1.09 crore in 2025. Through brand collaborations, affiliate marketing, digital products, platform monetisation, and group trips, they turned their passion for content into a thriving business.

Finance influencer Udayan Adhye highlights an important estate planning lesson: a registered will is not always a foolproof will. Beyond signatures and registration, factors such as witness credibility, medical proof of mental capacity, and clear documentation can play a crucial role if a will is challenged. He emphasizes that proper legal guidance and careful planning can help protect family wealth, reduce disputes, and ensure your final wishes are respected.

As digital payments and online banking become an essential part of daily life, scammers are finding new ways to target unsuspecting users. Finance influencer Monica Malik highlights five common frauds that every Indian should be aware of, including UPI collect request scams, SIM swap frauds, phishing attacks, impersonation scams and remote access app traps. Understanding these tactics can help individuals protect their money, personal information and financial security from cybercriminals.

Gold may be entering a crucial phase as central banks, particularly China, continue accumulating physical gold despite recent price corrections. Growing concerns around currency stability, global trade policies, and inflation management are pushing investors to closely watch the precious metal. Finance experts, including CA Sarthak Ahuja, often highlight the importance of understanding macroeconomic trends. The current developments suggest gold could remain a key asset for long-term wealth preservation and diversification.

Could your family have forgotten money lying in old bank accounts, mutual funds or shares? Finance influencer Neha Nagar highlights three easy ways to check for unclaimed wealth online. Using portals such as MITRA, IEPF and UDGAM, individuals can search for inactive investments, forgotten dividends and dormant bank deposits linked to their name or family members. A quick search today could help uncover financial assets that have gone unnoticed for years.

Renting or buying a home is one of the biggest financial decisions you'll make, and finance influencer Pranjal Kamra says the answer depends on your lifestyle and finances. He suggests considering how long you plan to stay in a city, ensuring your home loan EMI stays within affordable limits and avoiding buying property solely due to social pressure. The right choice, he says, is the one that supports your long-term financial goals.

Online scams often leave victims believing their money is lost forever, but RBI's updated compensation framework offers hope. Highlighted by finance influencer Udayan Adhye, the rules shift the burden of proof in certain cases and provide a chance to recover funds. However, quick action is critical. Victims must report the fraud to both their bank and the cybercrime helpline within five days to improve their chances of compensation.