Shreyaa Kapoor Reveals Smart Investment Tips for Your Child's Future

When it comes to securing your child's future, smart investing can turn small amounts into life-changing wealth. Shreyaa Kapoor explains how an investment of ₹1.5 Lakhs over 18 years can grow significantly with the right choices.

Sukanya Samridhi Yojana (SSY):

Designed exclusively for girl children, SSY is a government-backed scheme that offers guaranteed returns and tax benefits. By investing ₹1.5 Lakhs over 18 years, parents can build a corpus of around ₹60 Lakhs, completely tax-free. This makes SSY one of the safest and most rewarding options for long-term planning.

NPS Vatsalya Scheme:

For those looking for an inclusive option, NPS Vatsalya promises returns of nearly ₹69 Lakhs on the same investment. However, there's a catch, only 20% of the amount can be withdrawn, while 80% must go into an annuity. This ensures a steady income but limits flexibility.

Index Funds:

If maximum growth and freedom matter, index funds are the clear winner. With the same ₹1.5 Lakhs invested over 18 years, these funds can potentially generate around ₹84 Lakhs. While returns are market-linked and taxable, they remain highly attractive for wealth creation.

Consistency and time are your best allies. Even small annual contributions can create big results. Shreyaa shares a personal example, her father invested just ₹5,000 annually in PPF when she was born, and it grew to ₹25 Lakhs. Smart planning today can secure a bright tomorrow.

View this post on Instagram

A post shared by Shreyaa Kapoor (@shreyaakapoor_)