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Essential Checklist for Property Buyers: Insights from Finance Influencer Ujjawal

Ujjawal, a popular finance influencer, shares a crucial checklist for individuals planning to purchase a property or take possession, emphasizing the importance of double-checking essential documents.

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Essential Checklist for Property Buyers: Insights from Finance Influencer Ujjawal

Photo Credit: Ujjawal Pahwa Instagram

  • Ujjawal is a popular finance influencer and digital creator
  • He shares a checklist before buying a property
  • He recommends double-checking before taking property possession

Are you planning to purchase a property or about to take possession? It's crucial to ensure that all necessary documents are in order to avoid future complications. Ujjawal, a renowned finance influencer and digital creator, provides a comprehensive checklist to guide you through the process of acquiring a property.

1. Title Deed: Confirm Ownership

The title deed is a fundamental document that confirms the ownership of the property under the seller's name. It is crucial to verify that the seller has the legal right to sell the property and that there are no disputes regarding ownership.

2. Encumbrance Certificate: Check for Legal Burdens

An encumbrance certificate is essential to ensure that the property is free from any legal burdens or outstanding dues. This certificate provides a clear history of the property's transactions and confirms that it is not mortgaged or under any legal dispute.

3. Property Tax Receipts: Verify Tax Payments

Ensure that all property taxes have been paid up to date by checking the property tax receipts. This verifies that there are no pending tax liabilities on the property, which could become a burden for the new owner.

4. Completion Certificate: Validate Property Readiness

The completion certificate is issued by the local municipal authorities and validates that the property is constructed according to the approved plan and is ready for occupancy. This certificate is crucial to ensure that the property complies with all building regulations and standards.

5. Occupancy Certificate: Confirm Safety and Readiness

The occupancy certificate ensures that the property meets all safety standards and is ready to move in. It is issued after inspecting the property for compliance with building codes, fire safety, and other regulations. Without this certificate, the property may not be legally habitable.

Don't Skip Crucial Checks

Before finalizing the purchase or taking possession of a property, it's essential to double-check these crucial documents. This checklist provided by Ujjawal serves as a valuable guide for anyone looking to buy a property soon. Ensure that all legal and regulatory requirements are met to enjoy a smooth and hassle-free property acquisition process.

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