Finance updates

Finance creator Neha Nagar explains how a Home Loan Overdraft (OD) account can help borrowers reduce their interest burden while keeping their money accessible. Unlike regular home loan prepayments, funds parked in an OD account lower the amount on which interest is calculated and can still be withdrawn when needed. This strategy can lead to faster principal repayment and potentially save borrowers lakhs of rupees over the loan tenure.

Finance influencer Anushka Rathod has advised salaried employees to verify their AIS details before filing Income Tax Returns (ITR).

Earning a monthly income from the stock market sounds appealing, but finance influencer Pranjal Kamra explains it requires patience and the right strategy. From dividend-paying stocks to disciplined trading, consistent income is built over time, not overnight. The key lies in managing expectations, maintaining a steady approach, and focusing on long-term growth while creating multiple income streams within the market.

Many salaried professionals are surprised when their in-hand salary doesn't match the CTC mentioned in their offer letter. Finance influencer Sakchi Jain simplifies this common confusion by breaking down how salary structures actually work. From hidden components to deductions, understanding the gap between CTC and take-home pay is crucial for smarter financial decisions, better budgeting, and avoiding costly mistakes early in your career.

Neha Nagar shares a simple SIP investment strategy that focuses on long-term wealth creation.

Finance influencer Anushka Rathod highlights two essential government-backed schemes that salaried employees can use to build long-term retirement wealth while saving tax. Focusing on EPF and NPS, she explains how these options offer a mix of stability, growth, and tax benefits. With simple steps to get started, her guide encourages early and consistent investing, helping individuals secure a financially stable future while maximising tax savings this season.

With EPFO's digital system, withdrawing your PF is now quick and hassle-free. The entire process can be completed online through the member portal or UMANG app using your UAN details. By selecting the right claim form and completing Aadhaar OTP verification, users can submit requests easily. Ensuring KYC details are updated helps avoid delays, with most claims being processed and credited within 7 to 20 days.

New RBI update makes credit score faster. Know how it affects loans, interest rates, and your CIBIL score.

Finance influencer CA Sarthak Ahuja explains two powerful steps businesses should take when clients delay payments without resorting to legal notices. He highlights using the GST portal's Communication Between Tax-payers feature to officially record non-payment and emailing clients with MSME registration details to remind them of the mandatory interest on overdue invoices. These measures create formal pressure, strengthen evidence, and help push clients toward clearing pending dues.

The DGCA has introduced major passenger-friendly reforms effective March 26, 2026, aimed at protecting travellers' money and simplifying flight bookings. The new rules include a 48hour free cancellation window, free name correction within 24 hours, and strict refund deadlines ensuring faster payouts. With clearer policies, zero penalty for early changes, and guaranteed tax refunds, these updates make air travel more transparent, flexible, and financially secure for flyers.

Finance influencer Anushka Rathod explains how experienced investors handle markets during war without panic or impulsive trades. Instead of rushing to cash or chasing sudden spikes in oil, gold, or defence stocks, smart investors follow a patient, staggered strategy. Spreading investments over time helps lower costs and reduce timing risks. Rathod adds that this approach works especially well with liquid options like ETFs, where entries and exits are smoother.

CA Sakchi Jain explains why loan insurance is not mandatory for borrowers

How the Iran War is impacting India's economy and key industries

Anushka Rathod highlights big PAN rule changes before the April 1 deadline

Sakchi Jain exposes how fake challan links steal your money

Sarthak Ahuja explains why bank auctions are a hidden gem for budget homebuyers

Neha Nagar shares the top 10 budget 2026 highlights every Indian should know

Monica Malik warns users about the new 'jumped deposit scam' targeting UPI payments

Anushka Rathod explains how the India-EU trade deal could change car prices in 2026

Sakchi Jain explains how GST registration now gets approved in just 3 days