India's Real Estate Crisis: Anushka Rathod on the Challenges of Buying a Home

In her latest viral video, finance creator Anushka Rathod breaks down a deeply pressing question: Why is owning a modest home in India's major cities is now a multi-decade dream for the whole middle class?

Her answer? A very sharp, and no-nonsense exposé of the real estate crisis highly fueled by poor planning, policy loopholes, and the unchecked luxury development.

Key Highlights-

Staggering Real Estate Prices:

In the top-tier cities, even one square foot comes at a much premium: ₹80,000 in Mumbai, ₹37,500 in Delhi, and around ₹21,000 in Bengaluru.

Affordable Housing is Dead:

Instead of building homes which people can afford, developers and governments highly favour the luxury housing, which sits empty as the investors park their money.

FSI & Policy Paralysis:

Urban planning never matches the reality — all thanks to the rigid Floor Space Index (FSI) laws, fragmented governance, and the land politics.

The Cost of Delay:

Despite the growing demand, execution lags and half-baked infrastructure projects keep to supply the low and prices highly unaffordable.

Middle-Class Burnout:

With housing costs highly ballooning, an average Indian spends about 30 years saving just to afford a basic home, turning the dream of homeownership into a very distant fantasy.

Anushka Rathod doesn't just present the numbers, but she tells the whole story of why homeownership in India is apparently slipping away, especially for the young professionals and families. 

Through the powerful storytelling and much real facts, she urges the policymakers and citizens alike to rethink about housing from the ground up.

This is much more than real estate, it's also about India's future.

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