Anant Ladha Shares 3 Essential Car Insurance Add-Ons You Must Consider

Do not think of your car insurance as just fulfilling a legal requirement—it's also about protecting your financial well-being. A standard car insurance policy covers basic damages, but it often neglects major fallouts, resulting in a financial burden.

Anant Ladha, a well-known finance influencer, shares three must-have car insurance add-ons that every car owner must consider to not just save their hard-earned money but also get the best possible protection for their new car.

1. Zero Depreciation Cover:

This add-on insurance policy ensures that during a claim, the full cost of repairing or replacing damaged car parts is covered without factoring in depreciation, resulting in a higher claim payout.

2. Return to Invoice Cover:

In case of theft or total loss of the vehicle, this cover ensures that the insured receives the original invoice value of the car.

3. Engine Protection:

In case of engine failure, the cost can be financially overwhelming. When you expect a claim from the insurance company, they may deny it on the grounds that the engine is not covered under standard insurance.

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A comprehensive car insurance plan with the right add-ons is the best way to protect your money in the long run and avoid financial setbacks.