5 Important Changes in July 2025 Every Indian Must Know

Lots of changes occur each month that can affect your life, time, and money. July 2025 is not an exception. Finance influencer Neha Nagar has posted 5 major changes that all Indians should know about. These changes are necessary for travel, tax, bank credit cards, and employees.

1. Tatkal Train Ticket Booking Changes

Effective July 1, 2025, you have to associate your Aadhar in order to reserve Tatkal train tickets. And IRCTC has also announced that agents cannot reserve any Tatkal tickets during the first 30 minutes. Both AC and Non-AC classes are subject to this rule.

2. New Train Chart Time

Indian Railways will now prepare the passenger chart 8 hours prior to the departure of the train from July 15. Passengers will have more time to plan if they are on the waiting list or have any changes in travel.

3. Credit Card Rule Changes

Banks such as SBI, ICICI, Kotak, and HDFC have revised their credit card policies. These updates include new rules for annual charges, reward points, and payment dues. It is advisable to verify your card information now to avoid unexpected charges in the future.

4. ITR Filing Deadline Extended

Good news for Taxpayers! ITR (Income Tax Return) deadline is extended from July 31 to September 15, 2025. But don't delay till the last moment. If you miss the deadline, you could be required to pay a penalty.

5. PF Auto-Settlement Limit Increased

The Employees' Provident Fund Organisation (EPFO) has raised the auto-settlement amount from ₹1 lakh to ₹5 lakh. This way, employees can now receive their money quicker and more easily in times of crises.

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A post shared by Neha Nagar | Filmy Finance (@iamnehanagar)

Final Note

These July 2025 changes are significant for all Indians. Forward this to your family and friends so that they can also save time and money.