Upi mdr

Finance influencer Ankur Warikoo analysed his UPI transactions worth ₹5.3 lakh over 30 days to understand the impact of the newly announced MDR rules. His findings revealed that only 12 of 128 transactions would have attracted MDR, with merchants paying a total of ₹465. The analysis highlights that most personal transfers and smaller merchant payments remain unaffected, offering a clearer picture of how the new UPI framework works