Retirement planning

A ₹5 crore retirement corpus may sound substantial, but inflation can significantly change its future purchasing power. Finance influencer Udayan Adhye explains why investors should consider their retirement timeline, expected expenses and inflation while setting financial goals. With a 6% inflation assumption, the value of money can decline considerably over 20 or 30 years, making realistic calculations and regular financial planning important for building a retirement corpus

Planning to spend ₹1 lakh a month after retirement? Finance influencer Udayan Adhye highlights how inflation can significantly increase the retirement corpus needed to sustain the same lifestyle. While ₹4 crore may be enough today under the 3% withdrawal rule, the requirement could rise to over ₹17 crore in 25 years. A retirement calculator can help estimate the SIP needed based on your current investments and financial assumptions

Secure your retirement with NPS-tax savings, steady pension, and diversified growth in one plan!

Anushka Rathod brings you a reminder that will help you retire as a crorepati.