Diwali 2025 Shopping Gets Cheaper: Cars, TVs, Homes, and More to Cost Less

With Diwali just around the corner, families across India are busy planning their festive shopping. But rising prices in recent years have made many cautious about spending. Addressing these concerns, finance influencer Shreya Kapoor shares that this Diwali brings genuine financial relief for households as well as small businesses.

Cars and Appliances Get Cheaper:

One of the biggest changes is in the automobile sector. Taxes on small cars are being reduced from 28% to 18%, which directly translates into 8–10% savings for buyers. For families who have been waiting to buy their first car or upgrade to a new one, this makes for perfect timing.

Similarly, household items such as TVs and refrigerators are becoming more affordable. With both tax benefits and festive offers, upgrading appliances no longer feels like a stretch.

Homes and Essentials Stay Within Reach:

For aspiring homeowners, there is more good news. Cement prices are dropping, which will make home construction and repairs easier on the pocket. At the same time, essential items like milk and medicines remain protected at just 0–5% tax, ensuring that basic household budgets are not disturbed.

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Insurance premiums are also expected to decline, helping families reduce recurring costs while staying secure.

Relief for Small Businesses:

The changes are not limited to households. Small businesses and MSMEs will now face less paperwork, fewer disputes, and faster refunds. This will free up time and resources for entrepreneurs, giving them space to grow during the festive season.

A True Diwali Gift:

According to Shreya Kapoor, these changes are nothing less than a Diwali gift for every Indian household. From buying a car to upgrading appliances or planning a new home, this season finally makes it possible to fulfill long-pending wishes without breaking the bank.