Need money urgently but don't want to break your fixed deposit? Finance influencer Monica Malik highlights why taking a loan against your FD can be a smarter alternative. This option allows you to access funds while your deposit continues earning interest, helping you avoid premature withdrawal penalties. For short-term financial needs, a loan against FD can offer liquidity, convenience, and a way to keep your long-term savings goals intact
Written By Jayveer Singh | Updated: 15 October 2026 17:00 IST