Banking rules

Finance influencer Neha Nagar highlights five important RBI rules that every bank customer should know. From fixed deposit interest rates and minimum balance penalties to loan recovery guidelines, unauthorised transactions and deposit insurance cover, these rules are designed to protect customers and their money. Understanding these banking rights can help account holders avoid unnecessary stress, stay informed about their financial protections and take timely action whenever required

The RBI's latest guidelines aim to make fixed deposit investing more transparent for retail customers. From October 2026, banks must publish FD interest rates on their websites every business day and offer the same rate for similar deposits opened on the same day across branches. Finance influencer CA Sakchi Jain explains that while returns may not change significantly, comparing rates and making informed FD decisions will become much easier

Vikas Gawri explains how to avoid becoming another victim of bank fraud after the RBI's actions against New India Cooperative Bank.

Finance influencer Karan Lohiaa enlightens on RBI's BSBDA, a game-changing banking initiative offering zero balance savings with an array of free services.